The Importance of Travel Insurance

So you’ve saved all year for the big trip…Argentina, Belize, Christmas Island? You have planned every detail and packed every fly with care. You leave Friday morning on a flight out of Chicago. It’s cold as hell and they have to de-ice and the plane is delayed. You arrive in Miami late and you miss your flight by 10 minutes. The next flight gets you there, but your outfitter has already left with the rest of the group for the wilds of Patagonia and you don’t have your contact information. You can save and plan until the cows come home, but when it’s out of your control…it’s out of your control. A cold snap can turn a special trip into a nightmare as recent events have demonstrated. Even health issues can appear at the last minute and you are stuck.

Now what? You have sent your money for the trip and you’ve paid the airline ticket cost to get you there and it’s a no go! Travel Insurance can’t bring the outfitter back to pick you up a day late, but it can pay you back for the cost of the trip if issues that are out of your hands happen.

Generally the cost is about 5% of the trip cost. For a $3,000.00 trip, for example, you would pay $150.00 for the insurance. It may seem expensive up front, but when the “out of your control” thing happens, it eases the pain of losing your long anticipated experience.

To buy your insurance, click on:

www.travelguard.com/agentlink.asp

Travel Guard is a division of AIG. It’s a simple process and it takes 5 minutes to do it online.